A Homebuyer’s Toolbox
Our line of products are here to help Texans become homebuyers. Each product serves a specific purpose and many are most effective when used in tandem with each other. See our resources page for more interactive tools and searchable databases.
Congratulations, you have reached a point in your life where you are ready for homeownership. My First Texas Home is available only to Veterans and First Time Homebuyers.
We offer a 30-year, low-interest rate mortgage with up to 5% of the 1st Lien Mortgage amount, that can be used for down payment and closing cost assistance.
Congratulations, you have reached a point in your life where you are ready for home ownership. My Choice Texas Home is a great option for Veterans and repeat Home buyers.
We offer a 30-year, low-interest-rate mortgage with up to 5% of down payment and closing cost assistance.
Available to Veterans and First Time Homebuyers with a first mortgage through the program, and as a stand-alone option. This certificate entitles you to a dollar-for-dollar reduction on your federal tax liability. No minimum credit score requirement with the stand-alone option. Supplies are limited, so act fast.
Your 24/7 on-line resource for knowledge and understanding about the home buying process and the Texas MCC program. Best of all, it’s free. Register today!
Make sure you enter your name correctly when registering to avoid delays in your loan process.
Products for Counselors
We have a list of trained Housing Counselors ready to coach you through the home buying process. They offer one-on-one assessments, some offer their services in Spanish and also offer group classes with flexible schedules. Get connected today!
Rates are market driven. Check back often for the latest rate changes.